Heavy equipment financing options
The best way to add a machine depends entirely on how you want to manage your cash flow. A construction equipment loan lets you build full ownership over time without spending your cash reserves all at once. Heavy equipment leasing offers lower monthly payments, letting the machine earn revenue while keeping your budget flexible.
Explore both options below to see what fits your strategy.
Construction equipment loans build your long-term equity.
We understand that project volumes change throughout the year. We work directly with you to structure a repayment schedule that aligns with your active working seasons and budget.
- Full ownership: Take full title and ownership of the machine once your term is complete.
- Customized schedules: Align your monthly payments with your actual seasonal revenue.
- Asset growth: Build long-term equity by adding a tangible asset to your balance sheet.
Heavy equipment leasing maximizes budget flexibility.
Keep your monthly operating costs low while preserving your capital. When your lease term finishes, you have total flexibility to buy the machine, return it or seamlessly upgrade to a brand-new model.
- Lower monthly payments: Reduce your fixed overhead costs compared to traditional financing paths.
- Zero resale risk: Walk away at the end of your term without worrying about market depreciation or disposal hassles.
- Capital preservation: Keep your cash reserves free and your borrowing capacity open for unexpected project demands.
Please note: Finance solutions are provided by Volvo Financial Services. Volvo Financial Services does not provide tax or accounting advice. Customers should consult their tax attorney or accountant about individual circumstances.
