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Manage your risk so you can focus on the work.
Manage your risk so you can focus on the work.

Volvo Construction Equipment Insurance

Operating heavy machinery comes with everyday uncertainties. We provide straightforward construction equipment insurance and waiver choices that remove the administrative burden from your plate. By securing your equipment with a plan that fits your exact budget, you protect your business stability and keep your attention completely on the job ahead.

Bundle into your contract

Package your insurance into your contract for convenient payments.

Lock in low rates

Secure low rates for the loan or lease term if the premium is bundled in the contract.

Get immediate coverage

Coverage starts as soon as you sign your contract with us — no waiting.

Current offerings

Help protect your Volvo construction equipment and your company's financial well-being with our exclusive heavy machinery insurance and waiver offerings.

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Equipment Protection Program (EPP)

  • Physical damage coverage: Protect your budget from unexpected jobsite damage and repair bills.
  • No annual renewals: Save time and eliminate paperwork with continuous coverage that stays active.
  • Rate protection: File necessary claims confidently without worrying about premium spikes.
  • Locked-in rates: Keep your monthly costs perfectly predictable with fixed rates for your entire finance term.

For more information on our EPP offer, view or download our Equipment Protection Program brochure today!

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Guaranteed Asset Protection (GAP) Waiver

  • Waives up to $50,000 between the insurance total loss and payoff balance
  • Covers total loss and unrecovered theft

I’m the owner of multiple companies managing over 100 pieces of equipment. We choose insurance from Volvo Financial Services because it proves to be a cost-effective and convenient solution for our business. Rolling the premiums into our monthly equipment payments simplifies our billing and expense tracking, and because they truly understand our machines and industry, claims are handled much faster and with less confusion than through traditional insurers. For us, it’s an easy choice.

Tina Adkins
Vice President, SWH Construction
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Terms and Conditions

Insurance policies are underwritten and issued by independent insurance companies, not Volvo Financial Services, a division of VFS US LLC (VFS), or Volvo Insurance Services LLC. The program provides only physical damage protection. Liability coverage is not included, and only VFS‘ interest in the asset is protected. The information herein is accurate at the time of publication; however, VFS reserves the right to amend or discontinue product and/or service offerings at any time without prior notice. Coverage terms, conditions, limitations, exclusions and additional information can be found in policy forms which are available upon request.

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