CONSTRUCTION EQUIPMENT North America
Financing with Volvo Construction Equipment

Your finance should know your business as well as we do, Smart financing starts with flexible, easy programs on your terms. Let Volvo Financial Services working with your local Volvo dealer develop solutions tailored just for you.

Submit a Volvo Financial Services Credit Application.
Find your local Volvo dealer.
Sign in to your Volvo Financial Services account.
Contact Customer Support Toll-free: 877-865-8623

Rebuild Now, Start Payments in Spring….Volvo Construction Equipment understands the challenges you face working in a seasonal business. That’s why we designed Smart Commercial Account to give you simple, flexible payment options. Use it to finance your Volvo machine rebuild this winter and take advantage of great terms* including:

  • No payments until Spring, then 6 equal payments
  • $500 credit for parts, service and rentals
  • 10% discount on parts

*Terms and conditions apply, see below for complete details.

General Repair Major Repair
3 equal payments First payment in Spring1
No fees 6 equal payments (3,75% fee)
Genuine Volvo Parts Genuine Volvo Parts
$500 credit for parts and service2 $500 credit for parts and service2
Care Inspection diagnosis Care Inspection diagnosis
10% discount on parts3 10% discount on parts3
Applies to repairs valued @ $5,000 and up Applies to repairs valued @ $20,000 and up

Commercial Account financing options including:

  1. 6 equal payments*
  2. 12 equal payments*

* Terms and conditions apply, see below for complete details.

Smart Commercial Account is a program offered by North American Transaction Services. North American Transaction Services reserves the right to amend or cancel this program at any time without notice. This offer is available to U.S. and Canadian residents only and is subject to approval by North American Transaction Services. Payments may include transaction fees charged by dealer arising from the Smart Commercial Account program.

Valid From Nov. 1, 2015 through March 31, 2016.

1 First payment in May 2016 or 120 days after invoice, whichever comes latest.

2 One-time credit of $500 will appear on your account within 1 – 2 statement cycles after you have spent $5,000. Charges for parts, services, and construction equipment rentals that are returned for credit or adjustment do not count toward the required spending amount.

3 This discount is subject to Volvo Care Inspection. Repairs must be made to a Volvo Machine using Volvo OEM parts. Dealers service/labor, may be included if Volvo OEM parts represent at least 50% of dealer invoice.


Converting Your Excavator Rental To A Purchase May Be the Smartest Thing You Do All Year

Get a bucketful of value through the end of the year. Ask your Volvo Construction Equipment dealer about exceptional rental conversion rates or lease options offering maximum flexibility (multiple walk-away options and a choice of terms) with payments typically below market rental payments. Exclusively through Volvo Financial Services. Contact your local dealer for details.

Turn your excavator rental into a total business solution, and get:

  • Solution Financing from Volvo Financial Services – Take advantage of loans and leases for new excavators in dealer inventory, tailored to fit the needs of your business, with lease payments typically below market rental payments.
  • 6-Year, Free CareTrack® Coverage – All new Volvo excavators come with a free 6-year subscription to CareTrack telematics, helping your operators maximize productivity.*
  • Fuel Efficiency Guarantee – Don’t let excessive fuel consumption burn up your margins. If our machine’s fuel efficiency doesn’t meet the model-rated fuel efficiency levels, a portion of the additional fuel will be reimbursed.**
  • Lifetime Boom, Arm, and Frame Warranty – We stand behind the quality of Volvo excavators by offering a lifetime warranty on the boom, arm, and frame.

*Included on all general purpose machines and optional on other Volvo or non-Volvo machines in markets where CareTrack® is available. Additional markets are continually being added.

**This is solely a guarantee of remedy and shall not constitute a warranty. Guarantee is non-transferable and available in the U.S. and Canada only. Other restrictions apply. Read our Fuel Guarantee FAQs for details.

Comprehensive insurance puts your focus back on the job.

It’s smart to protect your equipment. That’s why Volvo Insurance Services sponsors automatic* equipment insurance programs to cover you in the case of vandalism, fire, severe weather damage, and more**. You’re also covered for equipment replacement in case of theft or total loss.

Speak with your local Volvo dealer today to learn more.

* Equipment used in logging, lumbering, underground, for oil or gas exploration or processing, along with highway use vehicles, aircraft, and watercraft are not eligible for coverage.
** Flood, theft, windstorm, accidental damage, fire, terrorism, and earthquake. Some exclusions may apply.

Current Program Features*

Coverage Features Volvo Financial Services  Other Insurance
Replacement of equipment  I Depreciated Actual Cash Value (in most cases)
No deductible for losses that exceed $5001  I Deductibles of $500, $1000 or more
Automatic coverage up to $750,000 per piece of equipment without underwriting2  I Must be added; subject to underwriting
Covered for:
  • Flood
  • Earthquake
  • Terrorism
 I Usually not covered
 Premium is fixed for of your loan, not just 12 months  I Cost of future renewals is unkwon
 One monthly payment and invoice for your equipment and insurance   I Separate payments / separate invoices

* Subject to change without prior notice.

1 Losses of $500 of less are not covered. Covered losses in excess of $500 are repaired with no deductible charge.

2 Equipment used in logging, lumbering, underground, for oil and gas, exploration or processing, along with highway vehicles, aircraft, and watercraft are not eligible for coverage.

Get custom, flexible loans on your terms

Volvo Financial Services understands the cyclical nature of the construction industry, so its loans are tailored to match your unique situations. With Volvo Financial Services, you have options:

  • Simple Interest Loans — Terms tailored to your business needs and capital means
  • Accelerated Payments — Small down payment up front, followed by larger payments to build up equity
  • Seasonal Payments — Skip payments during cycles of decreased activity, and make higher payments during income-producing months
  • Balloon Payments — Make a large, lump-sum payment scheduled at the end of a series of smaller payments


Start your Volvo Financial Services Credit Application today, or speak with your local Volvo dealer to see which option may be your best choice.

Why a loan?

  • Gain immediate equity through down payments, rental income, or trade-ins.
  • Preserve your bank lines of credit.
  • Offers tax depreciation benefits of ownership* without hour limitations or return conditions. *

Volvo Financial Services does not provide tax or accounting advice. Customers should consult their tax attorney or accountant about individual circumstances.

Understand the smart side of leasing

A Volvo Financial Services lease can offer you low monthly payments and greater budget flexibility. And at the end of the lease term, it’s up to you whether you want to turn in the equipment, purchase the equipment you leased, or go back to work with new equipment.

Volvo Financial Services offers:
  • Fair Market Value (FMV) Leases — Option to purchase for FMV or return the equipment and walk away at the end of the lease
  • Fixed Purchase Option (FPO) Leases — Option to purchase the equipment at the price determined at the beginning of the lease
  • Finance Leases — Highly customizable lease that provides a bargain purchase option
  • Variable Term Leases — Flexibility of a short-term lease with the benefits of a long-term lease, including early return and/or early buyout options

Start your Volvo Financial Services Credit Application today, or speak with your local Volvo dealer to see if leasing through Volvo Financial Services is a good choice for you.

Why lease?
  • Allows your fleet to remain flexible and responsive to changes in technology and fuel economy
  • Payments typically lower than loan installment payments to improve cash flow*
  • Potential tax advantages when payments are deducted as a business expense**
  • Fluctuations in used equipment values are less of a concern
  • Option to purchase at end of lease term Lock in equipment costs with fixed payments
  • Some leases may qualify for off-balance-sheet treatment**

*Loan and lease structure availability are subject to credit review and approval by Volvo Financial Services.
**Volvo Financial Services does not provide tax or accounting advice. Customer should consult with their tax attorney or accountant about individual circumstances.

Credit Application

To apply for a loan or lease through Volvo Financial Services, you’ll need to complete a credit application below. Your completed application will be processed as soon as it’s received. Once the review is completed, you and your dealer will be notified of the results.

All documents are in PDF format and will require Adobe Acrobat Reader for viewing. You can download Adobe Acrobat Reader here.

U.S. Credit Application

English Once completed, please fax your application to 336-931-3763. T
o contact Volvo Financial Services directly with questions, please call toll-free 877-865-8623.

Canadian Credit Application
Compact Equipment

English
French

Large Equipment

English
French

Once completed, please fax your application to 905-725-5555.
To contact Volvo Financial Services directly with questions, please call 905-725-5500.
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